Steve Brown

Financial planning isn’t just about money — it’s about clarity, confidence, giving you control over a major aspect of your life. I bring both professional expertise and real-life perspective to the work I do with clients. I understand the pressures of building a career, supporting a family, planning for the future, and making smart decisions with hard-earned money. My role is to simplify the complex and help people move forward with a clear plan. I work with individuals, families, and professionals who want more than generic financial advice. They want a strategy that reflects their goals, values, and lifestyle.

My focus includes:

• Long-term financial planning

• Wealth building and protection

• Retirement strategy

• Investment guidance

• Creating structured, realistic financial roadmaps

Clients value my straightforward approach. No jargon, no unnecessary complexity — just honest advice, thoughtful planning, and a long-term partnership built on trust.

Good financial planning should make life easier, not more complicated. My aim is to help people feel organised, confident, and in control of where they’re going.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

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The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.

Cole Financial Associates is a trading name of Cole Financial Associates Limited. Cole Financial Associates Limited is registered in England and Wales, Number 11387487. Registered Office: Coastwise House, 17 Liverpool Road, Worthing, West Sussex, BN11 1SU.