Stephen Germain
I have been providing financial planning advice as part of the St. James's Place Partnership since 2006; my specialisms are inheritance tax and Estate Planning.
In order to provide expert advice across a wide range of financial planning disciplines, I have aligned myself with Cole Financial Associates and their respective specialists.
My underlying goal is to assist clients with visualising their life goals and putting in place a plan to achieve their desired lifestyle.
I use dynamic planning software that brings clients plans to life, mapping out potential financial outcomes over a timeline.
Having agreed your future goal and reviewed your existing financial arrangements, we work in partnership to create ‘Your future Wealth Plan’, which is reviewed annually to ensure you remain on track.
The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.
